Equal Housing Opportunity NMLS# 1835820

Licensed Loan Provider Of Michigan & Florida

Equal Housing Opportunity NMLS# 1835820

Licensed Loan Provider Of Michigan & Florida

Equal Housing Opportunity NMLS# 1835820

Licensed Loan Provider Of Michigan & Florida

Welcome To Lucrative Home Loans

Proudly Serving Michigan & Florida

Welcome To Lucrative Home Loans

Proudly Serving Michigan & Florida

Our Mission

Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our client's convenience, was essential to our many years of success. With our extensive knowledge and commitment, we are your go-to source for mortgage industry insight and advice.  Lucrative Home Loans, Inc. pledges to be in constant communication with our clients, keeping them fully informed throughout the entire buying process, along with being fast and efficient. We measure success through the satisfaction of our clients. Creative thinking, long term planning, and quality service have led this company in terms of our success. We look forward to assisting you in making your mortgage transition smooth and rewarding.

Plan - Shop - Qualify - Close

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for yourself and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.


Fixed-Rate Mortgage/Adjustable-Rate Mortgage (ARM)/Conforming Loans/Jumbo & Super Jumbo Loans/FHA/VA/ USDA Loans

Terms from 5 to 30 Years

Flex term option - example: have only 13 years left, we can give you a 13-year term

Explore Refinancing

Explore Loan Programs

Explore Commercial

Our Mission

Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.


With our extensive knowledge & commitment, we are your go-to source for mortgage industry insight and advice.  
Lucrative Home Loans, Inc. pledges to be in constant communication with our clients, keeping them fully informed throughout the entire buying process, along with being fast and efficient. We measure success through the satisfaction of our clients. Creative thinking, long term planning, and quality service have led this company in terms of our success.

We look forward to assisting you in making your mortgage transition smooth and rewarding.

Our Mission

Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success. With our extensive knowledge and commitment, we are your go-to source for mortgage industry insight and advice.  Lucrative Home Loans, Inc. pledges to be in constant communication with our clients, keeping them fully informed throughout the entire buying process, along with being fast and efficient. We measure success through the satisfaction of our clients. Creative thinking, long term planning, and quality service have led this company in terms of our success. We look forward to assisting you in making your mortgage transition smooth and rewarding.

Plan - Shop - Qualify - Close

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for yourself and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.


Fixed-Rate Mortgage/Adjustable-Rate Mortgage (ARM)/Conforming Loans/Jumbo & Super Jumbo Loans/FHA/VA/ USDA Loans
Terms from 5 to 30 Years
Flex term option - example: have only 13 years left, we can give you a 13-year term

Plan - Shop - Qualify - Close

Explore Refinancing

Explore Loan Programs

Explore Commercial

Plan - Shop - Qualify - Close

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available. Ensuring that you make the right choice for yourself and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.


Fixed-Rate Mortgage/Adjustable-Rate Mortgage (ARM)/Conforming Loans/Jumbo & Super Jumbo Loans/FHA/VA/ USDA Loans
Terms from 5 to 30 Years
Flex term option - example: have only 13 years left, we can give you a 13-year term

Explore Refinancing

Explore Loan Programs

Explore Commercial

Visit Our Office In Rochester Hills!

Let Us Make It Simple For You!

Buying real estate is a process, it requires the right resources to help you make an informed decision toward a very big and exciting transaction. Determination and timely execution make all the difference. Closing loans in 15-30 days makes all the difference. As mortgage professionals, we are here to provide you with the tools and knowledge you need to complete your transaction. You are left feeling confident, happy, excited, & taken care of with the outcome of your mortgage transaction. As mortgage brokers we have the ability to shop for you to get you the best rate, and service you desire. With a license in Michigan & Florida, our objective is to work diligently to assist you in meeting your goals and dreams.

Meet Nicole Messina

Broker / Owner

Buying real estate is a process, it requires the right resources to help you make an informed decision toward a very big and exciting transaction. Determination and timely execution make all the difference. Closing loans in 15-30 days makes all the difference. As mortgage professionals, we are here to provide you with the tools and knowledge you need to complete your transaction. You are left feeling confident, happy, excited, & taken care of with the outcome of your mortgage transaction. As mortgage brokers we have the ability to shop for you to get you the best rate, and service you desire. With a license in Michigan & Florida, our objective is to work diligently to assist you in meeting your goals and dreams.

Meet Nicole Messina

Broker / Owner

Buying real estate is a process, it requires the right resources to help you make an informed decision toward a very big and exciting transaction. Determination and timely execution make all the difference. Closing loans in 15-30 days makes all the difference. As mortgage professionals, we are here to provide you with the tools and knowledge you need to complete your transaction. You are left feeling confident, happy, excited, & taken care of with the outcome of your mortgage transaction. As mortgage brokers we have the ability to shop for you to get you the best rate, and service you desire. With a license in Michigan & Florida, our objective is to work diligently to assist you in meeting your goals and dreams.

What Past Clients Are Saying!

What Past Clients Have To Say!

Apply Today!

Apply Today!

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